Empower Your Group. Manage Money Better.
ChamaZetu helps you do more than just invest. Run merry-go-rounds, table banking, savings goals, and more — all in one place, built for your chama's growth and transparency.
Auto-Disbursement
Funds are sent automatically to recipients — no delays, no manual follow-up.
Fine Enforcement & Backdating
Missed contributions are fined and backdated contributions are recorded accurately.
Real-Time Tracking
View member contributions and chama balances live — anytime, anywhere.
ZetuCoins Rewards
Earn ZetuCoins for consistency, timeliness, and engagement — convert or redeem.
Rotation Order Visibility
See the full merry-go-round rotation order clearly — no surprises, no confusion.
Multi-Activity Flexibility
Run savings, merry-go-round, and table banking in one chama — independently or together.
Table Banking
Record and manage loans, repayments, and group credit activities digitally.
52 Weeks Challenge
Motivate saving with a structured 52-week challenge that builds discipline and progress.
Birthday Chama
Celebrate members with planned birthday contributions.
Group Chat
Every activity comes with a chatroom for planning, reminders, and connection.
In-House MMF
All group funds earn daily interest through an integrated money market fund.